Mortgage Interest Run On

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1. Overview

Mortgage Interest Run On is extra money you can get towards your housing costs if certain other benefits are stopping because you’re:

  • returning to work full-time
  • working more hours
  • earning more money

You can get this help for 4 weeks.

2. What you'll get

If you’re eligible and were getting Support for Mortgage Interest before your work situation changed, you’ll usually continue to get the same amount as you were getting before your benefits stopped.

Payments for your mortgage or loan interest will be paid direct to you instead of to your lender.

3. Eligibility

You can claim Mortgage Interest Run On if you’ve stopped getting income-based Jobseeker’s Allowance, Income Support or income-related Employment and Support Allowance because you’re:

  • returning to work full-time
  • working more hours
  • earning more money

All of the following must also apply:

  • you’ve been claiming the benefit continuously for at least 26 weeks
  • you expect the work (or more money) to last for 5 weeks or more
  • you were entitled to help with your housing costs before your work started and you’ll still have these costs when you start work

4. How to claim

You don’t need to apply - you should get Mortgage Interest Run On automatically. You just need to let your Jobcentre Plus office know as soon as you’re starting work.