RPSM10301010 - Scheme Administrator Pages: Death benefits: Calculation of the dependants’ unsecured pension

This guidance covers individuals who became entitled to dependants’ unsecured pension before 6 April 2011. For members who reached age 75 on between 22 June 2010 and 5 April 2011, please also read the guidance at RPSM17100000 onwards.

For pension entitlements arising on or after 6 April 2011 see RPSM10104850.

Payment of the dependants’ unsecured pension

Where a member of a money purchase arrangement dies and there remains in the arrangement

• uncrystallised funds and/or an unsecured pension fund (where the member dies before their 75^th birthday), or
• an alternatively secured pension fund (where the member dies on or after their 75^th birthday),
• a dependant of the member may be given the option of using those funds (or part of those funds) to generate either
• a dependants’ unsecured pension where the dependant is under the age of 75, or
• a dependants’ alternatively secured pension where the dependant is age 75 or over (see RPSM10104700).