RPSM08300130 - Scheme Administrator Pages: Pension age: What happens if a member hasn’t taken his benefits by his 75th birthday?

What happens if a member hasn’t taken his benefits by his 75th birthday?

Any benefits which have not been taken by the member’s 75th birthday are deemed to have been taken at that point and must be tested against the lifetime allowance whether actually paid or not. How these benefits are tested will depend on the type of scheme being administered. For further information see RSPM09100240.