RPSM08200070 - Member Pages: Pension age: I am
suffering from ill-health. Can I take my benefits earlier?
I am suffering from ill-health. Can I take my benefits
earlier?
If you are suffering from ill-health and have had to give up
work, your scheme rules may allow you to take your benefits
immediately irrespective of your age. There are two ways in which
benefits may be paid.
- If your
scheme administrator receives evidence from a
registered medical practitioner that you are (and will continue to
be) incapable of carrying on your occupation either through mental
or physical illness your scheme rules may allow a lump sum and
pension to be paid early on ill-health grounds. For further details
see
RPSM08100070
- If your
scheme administrator receives evidence from a
registered medical practitioner that you are in circumstances of
serious ill-health, your scheme rules may allow you to commute your
pension fund into a lump sum. The term “serious
ill-health” is defined as meaning that expectation of life is
less than one year. For further details see
RPSM08100080,
