RPSM05204050 - Member Pages: Contributions and tax relief: Refunds of contributions: Protection of pension rights where contributions cease

I no longer contribute to my pension scheme. Can I receive a refund of contributions?

If contributions cease to be made to a registered pension scheme and you do not qualify for a short service refund lump sum(see RPSM05204040), your benefits will be preserved within the scheme and will provide you with benefits in accordance with RPSM09200000. This is a requirement under DWP legislation and your pension rights must be protected in this way.

As an alternative you may transfer your benefits to another registered pension scheme (see RPSM14100000 for further details.