RPSM04301070 - Scheme Administrator Pages: Taxation: Tax and penalties payable by the administrator: Is the scheme administrator liable for any penalties?

Is the scheme administrator liable for any penalties?

Under Part 4 of Finance Act 2004, the scheme administrator is responsible for fulfilling certain functions contained in that legislation in connection with a registered pension scheme (see RPSM02301010).

The scheme administrator's duties include

  • registering the pension scheme with HMRC
  • operating tax relief on contributions under the relief at source system
  • reporting events relating to the scheme and the scheme administrator to HMRC
  • making returns of information to HMRC
  • providing information to scheme members, and others, regarding the lifetime allowance, benefits and transfers.

Where the scheme administrators fails in respect of a particular duty, a penalty may be imposed on the administrator.

A list of the main penalties that may apply to the scheme administrator, is set out in the table below. More details about each of penalties listed in the table is given in RPSM04301080.


Section imposing penalty

Cause of penalty being imposed

Scale of penalty

Section 257(1) FA 2004

Failure to comply with a notice issued under S250 (pension scheme return)

Initial penalty £100

Section 257(2) FA 2004

Continuing failure to comply with a notice issued under S250 (pension scheme return)

Daily penalties up to £60 per day.

Section 257(4)FA 2004

Fraudulent or negligent return or delivery of incorrect documents etc,

Up to £3,000

Section 258 FA 2004 and Section 98 (1)(b)(i) Taxes Management Act 1970

Failure to supply event report required by regulations under section 251(1)(a) or (4) of FA2004.

Initial penalty up to £300

Section 258 FA 2004 and Section 98 (1)(b)(ii) Taxes Management Act 1970

Continuing failure to supply event report required by regulations under section 251(1)(a) or (4) of FA2004.

Daily penalties up to £60 per day.

Section 258 FA 2004 and Section 98(2) Taxes Management Act 1970

Fraudulent or negligent return or delivery of incorrect documents etc,

Up to £3,000

Section 258(2) FA 2004

Failure to preserve documents as required by regulations made under S251(b) FA 2004

Up to £3,000

Section 259(1) FA 2004

Failure to comply with a notice issued under section 252 (notice requiring documents or particulars)

Initial penalty up to £300

Section 259(2) FA 2004

Continuing failure to comply with a notice issued under section 252 (notice requiring documents or particulars)

Daily penalties up to £60 per day.

Section 259 (4) FA 2004

Fraudulent or negligent production of incorrect documents or providing incorrect particulars,

Up to £3,000

Section 260 (1)(a) FA 2004

Late return when accounting for tax on the administrator charged under Part 4.

An amount from £100 upwards depending on the number of members in the scheme and the length of the delay. See the paragraph headed ‘Accounting Return: Penalty provisions’ on RPSM04301080 for more details.

Section 260 (1)(b) FA 2004

Late return when accounting for tax on the administrator charged under Part 4, continuing beyond fourth quarter

Amount of tax the administrator is liable for (excluding the scheme sanction charge).

Section 260(6) FA 2004

Fraudulently or negligently making an incorrect return under section 254

The balance between the tax shown in the return and the amount that should have been shown.

Section 261(3) FA2004

Producing an incorrect document or certificate or providing false information in connection with any matter registered in accordance with the Enhanced Lifetime Allowance regulations.

Up to 25% of the relevant excess

Section 262 FA2004

Failure to produce any document or certificate or to provide any information, when required to do so by the Enhanced Lifetime Allowance regulations.

Up to £3,000.

Section 263(2) FA2004

Failure to notify HMRC within 90 days of a relevant benefit accrual where paragraph 12 of Schedule 36 applies (enhanced protection)

Up to £3,000.

Section 264(1) FA2004

Making a false statement or representation to obtain a tax relief or repayment or to make an unauthorised payment.

Up to £3,000.

Section 264(2) FA2004

Preparation of an incorrect document that may cause a registered pension scheme to make an unauthorised payment.

Up to £3,000.

Section 265(3) FA 2004

Winding up a registered pension scheme wholly or mainly for the purpose of facilitating the payment of winding-up lump sums or winding-up lump sum death benefits (or both) under the pension scheme.

Up to £3,000 in respect of -

(a)each member to whom a winding-up lump sum is paid under the pension scheme, and

(b)each member in respect of whom a winding-up lump sum death benefit is paid under the pension scheme.

Section 266(2) FA 2004

Transfer to an insured scheme is not made the administrator or insurance company of the receiving scheme.

Up to £3,000

Section 95 Taxes Management Act

Fraudulent overclaims for relief at source

Tax geared penalty


 

Glossary (RPSM20000000)