PSI.Part25 - Flexibility in Pension Provision

Contents

Section 1 – Introduction

Section 2 – Annuity Deferral/Income Drawdown

Section 3 – Heading


click here to return to contentsSection 1 – Introduction

PSI25.1.1General
PSI25.1.2Availibilty
PSI25.1.3Schemes providing both money purchase and defined benefits
PSI25.1.4Contracted-out Money Purchase Schemes
PSI25.1.5Limited price indexation
PSI25.1.6Small Self-administered Schemes
PSI25.1.7Simplified defined Contribution Schemes
PSI25.1.8Adoption of the flexibility provisions
PSI25.1.9Model rules
PSI25.1.10Non-standard documentation
PSI25.1.11Endorsement of buy-out contracts
PSI25.1.12Documentation for SSAS and insured self-managed schemes

click here to return to contentsSection 2 – Limits on Benefits Payable to Ex-spouse

PSI25.2.1Eligibility
PSI25.2.2Member’s election for income drawdown
PSI25.2.3Surplus check
PSI25.2.4Calculation of income drawdown
PSI25.2.5Varying the amount of pension under income drawdown
PSI25.2.6Augmentation of benefits
PSI25.2.7Valuation of pension in payment under income drawdown for retained benefit purposes
PSI25.2.8Recalculation of maximum annual pension
PSI25.2.9Insured money purchase schemes and buy-out (section 32) contracts
PSI25.2.10Purchase of annuities
PSI25.2.11Phasing the purchase of annuities
PSI25.2.12Lump sum benefit
PSI25.2.13Death of a member during income drawdown
PSI25.2.14Lump sum death benefits
PSI25.2.15Payment of a pension/annuity
PSI25.2.16Widows', widowers' & dependants' own right pension
PSI25.2.17Transfers

click here to return to contentsSection 3 – Flexible Use of AVCs

PSI25.3.1Intoduction
PSI25.3.2Availability
PSI25.3.3Sources of AVCs
PSI25.3.4Continuation of contributions
PSI25.3.5AVC benefits paid early
PSI25.3.6AVC benefits paid with employer funded benefits
PSI25.3.7AVC benefits paid late
PSI25.3.8Schemes with a low NRA
PSI25.3.9Maximum limits on benefits from all sources
PSI25.3.10Surplus AVC regulations
PSI25.3.11Death of member while receiving AVC income drawdown
PSI25.3.12Death of member before taking AVC income drawdown
PSI25.3.13Guarantees on a pension from AVC funds
PSI25.3.14Transfers