PSI.Part5 - Contributions by Employers


(This archived guidance relates to HMRC discretionary practice before the 6th April 2006. For current guidance on Registered Pension Schemes see the Registered Pension Schemes Manual)

Contents

Section 1 – General

Section 2 - Ordinary Annual Contributions

Section 3 - Special Contributions

Section 4 - Approved Schemes: Tax Treatment

Section 5 - Cessation of Trading

click here to return to contentsSection 1 – General

PSI5.1.1General
PSI5.1.2Tax treatment of contributions approved schemes
PSI5.1.3- exempt approved schemes
PSI5.1.5(This text has been withheld because of exemptions in the Freedom of Information Act 2000)
PSI5.1.7Scheme rules
PSI5.1.8Contributions only for own employees
PSI5.1.9-10 Cross-subsidisation
PSI5.1.14Contributions must relate to the scheme's needs
PSI5.1.15Pension sharing on divorce Members with pension debits
PSI5.1.16Pension credit benefits
PSI5.1.17-20Adequacy of contributions employer's main scheme
PSI5.1.21-22- supplementary schemes excluding FSAVCSs
PSI5.1.23- benefits funded solely through employees' contributions
PSI5.1.24- contributions related to salary sacrifices
PSI5.1.27Duration of contributions
PSI5.1.28"Waiver of premiums" insurance
PSI5.1.30Contributions in specie transfer of shares
PSI5.1.31- allotment of shares
PSI5.1.32(This text has been withheld because of exemptions in the Freedom of Information Act 2000)
PSI5.1.33- treatment
PSI5.1.34Donations
PSI5.1.35Contributions by employers assessed under Schedule E
PSI5.1.36-38- contributions by employers which are charities

click here to return to contentsSection 2 - Ordinary Annual Contributions

PSI5.2.1General
PSI5.2.2-5Commitment to regular contributions  new schemes
PSI5.2.9- existing schemes
PSI5.2.10-11- contributions not paid on a consistent basis
PSI5.2.12- no contributions paid
PSI5.2.17- small self-administered schemes
PSI5.2.20Tax treatment in advance of formal approval
PSI5.2.21Contributions paid prior to the date of approval
PSI5.2.22(This text has been withheld because of exemptions in the Freedom of Information Act 2000)

click here to return to contentsSection 3 - Special Contributions

PSI5.3.1-2Definition
PSI5.3.3Contributions must not be excessive
PSI5.3.4Notification of special contributions
PSI5.3.5Reasons for spreading
PSI5.3.6Kelsall v Investment Chartwork Limited
PSI5.3.7Cessation of trading
PSI5.3.8- companies
PSI5.3.9-10- other employers
PSI5.3.12Centralised schemes
PSI5.3.15-16"Hancock" type annuities provided through an exempt approved scheme
PSI5.3.17"Hancock" annuity purchased direct from a Life Office
PSI5.3.18- no ordinary annual contribution
PSI5.3.19- multiple "Hancocks"
PSI5.3.22Tax treatmenton approval
PSI5.3.23- in advance of formal approval
PSI5.3.24Special contributions paid prior to the date of approval
PSI5.3.25Special contributions paid on redundancy
PSI5.3.27-28Allowance of expenses of establishing a scheme

click here to return to contentsSection 4 - Approved Schemes: Tax Treatment

PSI5.4.1-2General
PSI5.4.3-6Ordinary rules of Schedule D

click here to return to contentsSection 5 - Cessation Of Trading

PSI5.5.1-2General
PSI5.5.6-7Scheme established shortly before cessation of trading
PSI5.5.10-11Large contributions paid to an existing scheme when trading ceases
PSI5.5.14Continuation of schemes
PSI5.5.15-17- cessation of trade but continuation as an investment company