PSIPart1 - Establishment and Administration of Retirement Benefits Schemes


(This archived guidance relates to HMRC discretionary practice before the 6th April 2006. For current guidance on Registered Pension Schemes see the Registered Pension Schemes Manual)

Contents

Section 1 - Retirement Benefits Schemes

Section 2 - Non-Approvable Benefits

Section 3 - Exempt Approved Schemes and Conformity With Trust Law

Section 4 - Schemes Not Set Up Under Trust But Treated As Exempt Approved

click here to return to contentsSection 1 - Retirement Benefits Schemes

PSI1.1.1Introduction
PSI1.1.2Definition of a retirement benefits scheme
PSI1.1.4- Relevant benefits general
PSI1.1.5- State scheme
PSI1.1.7-10Ex-gratia relevant benefits
PSI1.1.13-14Retirement benefits schemes
PSI1.1.15Unfunded schemes
PSI1.1.16Individual arrangements
PSI1.1.17“Hancock” annuities
PSI1.1.18Earmarked schemes
PSI1.1.19Common trust funds
PSI1.1.20-21Free-standing AVCs
PSI1.1.22Simplified defined contribution schemes

click here to return to contentsSection 2 - Non-Approvable Benefits

PSI1.2.1-Non-approvable benefits  general
PSI1.2.2-4- relationship with approved schemes
PSI1.2.5- fringe schemes
PSI1.2.6&7Schemes for international organisations with headquarters agreements with the UK
PSI1.2.8Ex-gratia payments

click here to return to contentsSection 3 - Exempt Approved Schemes and Conformity With Trust Law

PSI1.3.1-3General
PSI1.3.6(This text has been withheld because of exemptions in the Freedom of Information Act 2000)Methods of establishing a retirement benefits scheme
PSI1.3.9Establishing by deed
PSI1.3.10&11Effective date of deed
PSI1.3.12-16Stamping of documents
PSI1.3.18-19Amendment to trust provisions
PSI1.3.20-21Rule against perpetuities
PSI1.3.22Oral trusts
PSI1.3.23- board resolution procedure
PSI1.3.24- Scottish cases
PSI1.3.25- resolutions by partnerships
PSI1.3.28Interim deeds
PSI1.3.29- period for execution of definitive deed
PSI1.3.30- validity of interim deed procedure
PSI1.3.31- information to employees
PSI1.3.32- common trust fund or earmarked scheme
PSI1.3.33- discretionary schemes
PSI1.3.34to38: director members
PSI1.3.39-40- Trustees  appointment
PSI1.3.41- eligibility for trusteeship
PSI1.3.42- general powers of trustees
PSI1.3.43- custodian trustees
PSI1.3.44- trustees' powers of investment
PSI1.3.45- types of investment
PSI1.3.46: investment with employer
PSI1.3.47: Life Office loanback arrangements
PSI1.3.49: whole-life and endowment policies
PSI1.3.50: loans to members
PSI1.3.51- neglect or failure by trustees

click here to return to contentsSection 4 - Schemes Not Set Up Under Trust But Treated As Exempt Approved

PSI1.4.1General
PSI1.4.2Direction requested under section 592(1)(b)
PSI1.4.3Direction requested
PSI1.4.4-6Direction under section 592(1)(b) not sought
PSI1.4.7-10Friendly Societies