NIM12030 - Class 1: Calculating Class 1 NICs for Directors: Annual earnings periods: Examples: Regular salary and personal expenses paid - 1999/00

Regulation 8 SSCR 2001

Director receives salary of £1000 on 28th of each month from April 1999. Company pays for various living expenses of £500 monthly (assume for the example that expenses are paid at the same time as salary) and also for an extension to the director’s house costing £18000 and paid 15 June 1999. The expenses and extension are all the pecuniary liability of the director.

Cumulative NICs shown but the amount payable in any month is the cumulative total less any amounts previously paid. The NICs amounts are also rounded down for ease of presentation.

Date£ CumulativePrimary£ SecondaryNotes
28 April£1500NilNilEarnings below LEL and EET
28 May£3000NilNilAs above
15 June£21000 (extension to house £18000)£1756 (21000 – 3432 @ 10%)2033 (21000 - 4335 @ 12.2%)Earnings above LEL and EET.
28 June£22500£1906£2216
July - August£24000 – £25500Calculations as before
September£27000£2256£2765Primary NICs restricted to earnings up to UEL*
Nov - March£28500 - £36000£2256£2948 - £3863No restriction on secondary liability

If the employer had contracted with the utility companies, builder and so on to provide the services leading to the expenses, the liability is under Class 1A. The Class 1 earnings would then be £1000 monthly and the thresholds reached on different dates. The first payment of earnings for primary NICs is July (£4000 cumulative salary); and in August (£5000 cumulative salary) for secondary NICs.

If the employer decides to ‘pay on account’ ( NIM12026) Class 1 NICs are due from the first month and the employer adjusts the final payment at the end of the year to ensure the same amount of NICs is paid as in the example.

* The above example is for a tax year prior to 6 4 2003. From 6 4 2003, a new primary liability was introduced on all earnings above the Upper Earnings Limit. This should be taken into account when applying the example to tax years 2003/2004 onwards. Full guidance on the new primary liability on earnings above the Upper Earnings Limit is provided at NIM01100.