Insurance Policyholder Taxation Manual - Recent changes to this manual

Below are details of the amendments that were published on 14 February 2008 (see the update index for all updates).

SectionTitle and details of update
IPTM1115Revised explanation for funeral plan contracts
IPTM3210Revised to include additional explanation about what insurers should enter on chargeable event certificates
IPTM3220Updated about the process for tax offices to follow where HMRC needs to certify that a person may recover tax from the trustees
IPTM3510Additional text about commissions (in relation to chargeable events and calculating gains)
IPTM3527New paragraph entitled “Chargeable events: calculating gains: maturity, full surrender or assignment: commission rebated or reinvested as premium”
IPTM3528New paragraph entitled “Chargeable events: calculating gains: maturity, full surrender or assignment: commission rebated: examples”
IPTM6135Revised to include additional explanation about the anti-avoidance rules where there are bundles of benefits from one or more policies
IPTM7105Additional text to clarify that insurers should calculate chargeable event gains without taking into account commission
IPTM7235Revised to update office name and where to obtain a copy of ‘Inspection of Schemes Operated by Financial Intermediaries’ which explains how inspections are carried out
IPTM7530Updated in relation to commissions
IPTM7531New paragraph about the calculation of gains on chargeable events entitled “Total deductions: premiums: commission arrangements”
IPTM7715Revised to also include guidance where the policyholder is also an employee of a permitted fund
IPTM8150Updated to confirm that legislation, about changes in the way benefits secured under a policy are determined, has been introduced
IPTM8155Updated to confirm that legislation, about changes in the way benefits secured under a policy are determined, has been introduced
IPTM8310Revised to confirm that when policies, endorsements or additions are sent to HMRC for certification as qualifying policies, two copies of the relevant material should be sent