IPTM8100 - Qualifying policies: variations, substitutions and options: contents

1. IPTM8105

   Variations, substitutions and options: introduction
2. IPTM8110

   Substitutions: circumstances in which they arise
3. IPTM8115

   Substitutions: pre-25 February 1988 policies
4. IPTM8120

   Substitution of a qualifying policy: test of whether the new policy is also qualifying
5. IPTM8125

   Substitution of a qualifying policy: within ten years of the old policy being made: whether new policy qualifies
6. IPTM8130

   Substitution of a qualifying policy that has run for at least ten years: whether new policy qualifies
7. IPTM8135

   Substitution of a foreign policy by a UK policy: test of whether new policy qualifies
8. IPTM8140

   Premium paid out of sums due under previous qualifying policies: test of whether new policy qualifies
9. IPTM8145

   Significant variation: how and when variations occur
10. IPTM8150

    Significant variations: examples
11. IPTM8155

    Significant variation: certain variations not treated as significant
12. IPTM8160

    Insignificant variations
13. IPTM8165

    Significant variation of a qualifying policy: tests for whether policy after variation qualifies: general test
14. IPTM8170

    Significant variation of a qualifying policy: tests for whether policy after variation qualifies: application
15. IPTM8175

    Options in policies: qualifying tests
16. IPTM8180

    Options: peppercorn options
17. IPTM8185

    Options: deposit options
18. IPTM8190

    Policy review clauses: general principles
19. IPTM8195

    Policy review clauses: advisory premium reviews
20. IPTM8200

    Policy review clauses: mandatory premium reviews
21. IPTM8205

    Policy review clauses: example of advisory and mandatory premium reviews
22. IPTM8210

    Conversion of a policy to paid-up under the terms of the policy
23. IPTM8215

    Non-contractual conversion of a policy to paid-up