IHTM25122 - Valuing Businesses and Partnerships: Instalments


IHT on a partnership interest may be paid by instalments, IHTA84/S227. The instalments will be interest-free, IHTA84/S234.

However, Articles of Partnership often contain a provision by which the surviving partners will purchase or will have the option to purchase the interest of a deceased partner. The instalment option ceases on sale, and the balance of tax falls due at once. If the surviving partners pay the purchase price in stages, each part-payment is treated as a part sale of the business, IHTA84/S227 (6).

Example

The Partnership Articles provide that the surviving partners are to purchase the deceased's share in the partnership at its market value. The purchase price is to be paid in 4 annual instalments, the first to be paid 12 months after the death. The deceased dies on 6 April 2002 and the open market value of the partnership interest is agreed at £40,000. Instalment assessments will be as follows:-
31 October 20021st instalment due on £40,000
6 April 2003Tax due on £10,000;
instalments continue on £30,000
31 October 20032nd instalment due on £30,000
6 April 2004Tax due on next £10,000; instalments continue on £20,000
31 October 20043rd instalment due on £20,000
6 April 2005Tax due on next £10,000; instalments continue on £10,000
31 October 20054th instalment due on £10,000
6 April 2006Tax falls due on balance on £10,000
(If the Articles provide for, say, 12 annual payments to the deceased's executors, we do not extend the 10 year period for instalments.)

If the purchase price is less than the taxable value then the instalment option will remain for the excess over the purchase price paid.