IHTM20301 - Policies on the joint lives of the deceased and another: Introduction


It is quite common to encounter a life policy which has been issued to more than one policyholder. Usually the joint policyholders are husband and wife or civil partners ( IHTM11032) but, provided there is sufficient insurable interest ( IHTM20085) it is possible for people who are neither married to, nor in a civil partnership with, each other to take out joint policies. Partners and co-directors of limited companies often do so, for example.

See IHTM20023 for procedural instructions.