GIM6000 - Technical provisions

This section provides guidance on the taxation of the technical provisions that are found in the accounts of general insurers. See GIM7000+ for the tax treatment of equalisation reserves.

GIM6010Background
GIM6020Unearned Premium Provision
GIM6030Unexpired Risks Provision
GIM6040Unexpired Risks Provision: differences between accounts and regulatory return
GIM6050Unexpired Risks Provision: discounting
GIM6060Unexpired Risks Provision: exchange gains and losses
GIM6070Unexpired Risks Provision: mortgage indemnity business
GIM6080Accounting periods beginning before 1 January 2000: background
GIM6090Accounting periods beginning before 1 January 2000: accounting practice
GIM6100Accounting periods beginning before 1 January 2000: reported claims and “incurred but not reported” (IBNR)
GIM6110Accounting periods beginning before 1 January 2000: salvage, subrogation and reinsurance recoveries
GIM6120Accounting periods beginning before 1 January 2000: exchange gains and losses
GIM6130Accounting periods beginning before 1 January 2000: claims handling expenses
GIM6140Accounting periods beginning before 1 January 2000: enquiries
GIM6150Periods of account beginning on or after 1 January 2000: section 107 FA2000: introduction (including commencement date and date of repeal)
GIM6160Periods of account beginning on or after 1 January 2000: section 107 FA2000: definitions
GIM6170Periods of account beginning on or after 1 January 2000: section 107 FA 2000: excesses and deficiencies
GIM6180Periods of account beginning on or after 1 January 2000: section 107 FA 2000: disclaimers
GIM6190Periods of account beginning on or after 1 January 2000: the General Insurance Reserves (Tax) Regulations: background
GIM6200Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: overview of the calculation
GIM6210Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: summary of regulation 3
GIM6220Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: “the original provisions”
GIM6230Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: “the cost of settling liabilities”
GIM6240Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: connected companies, reinsurance and novation
GIM6250Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: discounting
GIM6260Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: margin for error
GIM6270Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: the cumulative excess or deficiency
GIM6280Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: intervening periods
GIM6290Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: adjustments where there is a deficiency and a section 107(4) election has been made
GIM6300Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: adjustments where there is a deficiency and a section 107(4) election has been made: example
GIM6310Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: interest rate
GIM6320Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: Unearned Premium Provision and Unexpired Risks Provision
GIM6330Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: an example of a calculation
GIM6340Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: transfers of business
GIM6350Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: currency accounting: periods ending before 5 December 2003
GIM6360Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: currency accounting: periods beginning on or after 5 December 2003
GIM6370Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: currency accounting: amendments to FA 1993 rules made in Finance Act 2004
GIM6380Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: insolvent companies
GIM6390Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: disclaimers
GIM6400Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: disclaimers: example
GIM6410Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: apportionments
GIM6420Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: companies new to the Regulations
GIM6430Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: funded accounting
GIM6440Periods of account beginning on or after 1 January 2000: General Insurance Reserves (Tax) Regulations: funded accounting: example