Finance Leasing Manual - FLM12.76

Sale by lessor: payments made to lessee

When the lessee no longer wants the use of the leased asset, the lease agreement is likely to provide that the lessee sells the asset as agent for the lessor. Although legal ownership rests with the lessor - and the lessor will receive the sale proceeds - economically speaking the leased asset is 'owned' by the lessee. If the asset is sold it is reasonable to expect that substantially all of the benefit of the sale proceeds ends up with the lessee.

If the lease is terminated during the secondary lease period the lessee will receive, from the lessor, a terminal rebate of rent representing substantially all of the sale proceeds. If the sale occurs during the primary lease period the sale proceeds will be set against the outstanding liabilities under the lease. This may result in the lessee paying the lessor a terminal rental, or the lessor paying the lessee a terminal rebate.

Where the lessee receives a terminal rebate the issues to be addressed considered under the following headings:


  • the character of the receipt - see FLM12.79 onwards;
  • adjustments needed for tax purposes - see FLM12.83 onwards;
  • special problems if SP3/91 does not apply - see FLM12.86 onwards.

The tax treatment of terminal rentals paid by the lessee is considered at FLM11.31 onwards.

 

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