EIM26113 – The benefits code: beneficial loans: meaning of “employment- related loan”

Section 174(1) and (2) ITEPA 2003

The rules on beneficial loans apply only to an “employment-related loan” which is a “taxable cheap loan” ( EIM26102).

An employment-related loan is a loan made to an employee, or a relative ( EIM26112) of an employee, which is made by one of the following -

  • the employee’s employer or a prospective employer (but there is an important exception to this rule at EIM26114), or
  • a company or partnership:
  • controlled by the employer, or
  • by which the employer is controlled, or
  • under the same control as the employer
  • a person having a material interest in a close company or in another company or partnership controlling that close company and the employee's employer:
  • is that close company, or
  • controls it, or
  • is controlled by it.

But note the exception to this rule explained at EIM26115.

The extended meaning of making a loan at EIM26110 applies for the purpose of these rules.

For the meanings of material interest in a close company and control see EIM20212 to EIM20213.