Decision Makers Guide - DMG46002

Capital available on application

Capital the applicant or partner can get by applying for it is treated as belonging to that person. This does not apply to


  • capital held in a discretionary trust and
  • capital held in a trust derived from a payment for a personal injury and
  • any loan which could be raised against a disregarded capital asset for example, the home
  • a personal pension scheme
  • a retirement annuity contract.




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