The decision maker must consider the timing of the disposal of an asset. Applicant's can generally be expected to realise that for a means-tested tax credits there is a limit on how much capital can be held before tax credits are not payable1. Even without that knowledge applicant's can still have deprived themselves of an asset for the purpose of getting benefit.
Example
If capital is disposed of
well before a claim is made - it is less likely that the action will have been for the purpose of getting benefit.