CSLM17055 – SL repayments: borrower within PAYE: earnings, expenses and benefits


PAYE Income

For Student Loan purposes the definition of earnings that are subject to deduction by employers is the same as that used for Class 1 National Insurance Contributions.

The 'golden rule' to adopt when considering whether an item of earnings, expenses or benefit attracts Student Loan repayments is


If it is liable to Class 1 NICs then it is also liable to Student Loan repayments

The following table lists many of the payments, either in cash or in kind, that may be made to an employee and indicates whether they should be included as earnings for Student Loan purposes.

Income

Yes

No

Payments to employee (or ex-employee)





Wages

Y



Overtime

Y



Bonuses and fees

Y



Pensions



N

Tips paid directly to employee



N

Tips paid through employer

Y



Payments made after death



N

Redundancy payments



N

Damages for breach of contract on dismissal



N

Non-contractual damages for injury at work



N

Contractual damages for injury at work

Y



Suggestion scheme awards - non contractual



N

Suggestion scheme awards - contractual

Y



Travelling time payments

Y



Statutory Sick Pay (SSP)

Y



Statutory Maternity Pay (SMP)

Y



Other sickness / maternity payments by employer

Y



Dividends from shares



N

Vouchers





Meal vouchers redeemable for food, drink or cash

Y



Meal vouchers redeemable for food and drink only

Y



Cash payments for meals

Y



Vouchers redeemable for goods

Y



Vouchers redeemable for goods and cash

Y



Transport vouchers - contract between employer and provider

Y





Transport vouchers - contract between employee and provider

Y





Christmas boxes in cash

Y



Other presents



N

Employees expenses / allowances paid or re-imbursed







Uniforms, protective clothing including cash to purchase



N

Employees telephone charges - business only



N

Other telephone charges

Y



Entertainment allowances

Y



Insurance / health premiums contract between employer and provider




N


Insurance / health premiums contract between employee and provider

Y





Travelling / mileage expenses - non-business / profit element

Y





Qualifying allowances for re-location



N

Payment / re-imbursement of employee’s pecuniary liabilities (general)

Y





Payment / re-imbursement of business expenses



N

Non-specific round sum expenses payments / allowances

Y



Dispensations agreed with the Inspector of Taxes



N

Benefits in kind





All benefits in kind



N