CITM4360 - Alternative Finance Arrangements: Modifying the CITR rules to accommodate AFAs

FA05/s49A arrangements

Where an arrangement falls within FA05/s49A, the following table shows how the CITR rules are modified to equate aspects of conventional loans with those of FA05/s49A arrangements.


Conventional Loan

FA05/s49A arrangement

Amount of loan


Amount of money provided by principal to agent

Loan being drawn down over a period of time

Principal providing money to agent in instalments

Date a loan is first drawn down


Date the first instalment is provided to the agent

Amount drawn down


Value of instalments provided to the agent

Capital outstandingBalance of repayable money provided to the agent

Repayment


Any repayment of money provided to the agent

Beneficial owner of the loan



Person beneficially entitled to repayment of money provided to the agent

Disposal of all or part of a loan



Disposal of the right to receive all or part of money provided to the agent