CG63921 - Retirement relief: limit on relief for trustees: example


A beneficiary of a settlement carries on a trade of farming. For a period of 4 years until his retirement in 1992, aged 56, he farms land belonging to a settlement of which is tenant for life (this being the sole interest in possession). When he retires, the trustees sell the land for £300,000 giving rise to a gain (before retirement relief) of £200,000. The beneficiary and trustees jointly claim, see CG63420+, retirement relief.

Assuming there have been no earlier disposals by either the qualifying beneficiary or the trustees which qualified for retirement relief the amount of relief available is-






£
Full relief on 40% x 150,000 =

60,000
1/2 relief on lesser of: max 40% x 600,000 =240,000

and balance of gains 200,000 - 60,000 =140,000

1/2 relief therefore on 140,000 =

70,000
Relief due

130,000
gains before relief

200,000
Chargeable gains therefore

70,000