CG64944 - Private residence relief: ownership period beginning at 31/3/82


An individual bought the freehold of house E in July 1975 and occupied it as his only residence until October 1980 when he bought house F which he began to use as a second residence. He nominated house F as his main residence within the time allowed by TCGA92/S222 (5), see CG64495. He sold house E on 1 June 1992 for £100,000. He made an election under TCGA92/S35 (5) within the time limit allowed, see CG16800+, and it is agreed that the value of house E at 31 March 1982 was £20,000.

His gain on the disposal of house E is computed as follows.


£
Disposal proceeds100,000
lessValue at 31 March1982 20,000
unindexed gain80,000
lessIndexation 20,000 x 0.754 15,080
Net Gain64,920

PRIVATE RESIDENCE RELIEF

For the reason given in CG64943 we accept that because house E was his only or main residence at some time in the period of ownership defined at Section 222(7) he is entitled to relief for the final 36 months of ownership. So the relief due is


36x64,920=£19,157
122

The chargeable gain will be £45,763 before annual exempt amount.

NOTE. If a taxpayer is within the charge to Capital Gains Tax, neither indexation allowance nor taper relief apply to disposals of assets on or after 6 April 2008. Previously indexation allowance had been frozen at April 1998. For indexation allowance see CG17207+ and for taper relief see CG17895+.