CFM16220 - Accounting for financial instruments: IAS 32 and IAS 39: subsequent measurement of financial assets

Subsequent measurement

How financial assets are subsequently measured, and where gains or losses are recognised, depends on their classification:

AssetHow measuredTreatment of gains or losses
At fair value through profit or loss (including held-for-trading)Fair valueThrough income statement
Loans and receivablesAmortised cost, using the effective interest methodAmortisation, and any impairment losses, go through the income statement. Disposal may give rise to a gain or loss, which is recognised in the income statement.
Held-to-maturity investmentsAmortised cost, using the effective interest method.As for loans and receivables.
Available-for-sale assetsFair valueInterest is recognised in the income statement (using the effective interest method), as are any impairment losses. Fair value changes are recognised directly in equity, but are "recycled" into the income statement if the asset is sold or becomes impaired.
Derivatives (asset or liability)Fair valueThrough income statement, unless functioning as a hedge.

This table does not apply to

  • financial assets that are designated as hedged items, which are subject to measurement under the hedge accounting requirements ( CFM16265), and
  • the treatment of foreign exchange gains and losses – see CFM16225.

Assets accounted for at amortised cost are subject to review for impairment. This is covered in more detail at CFM16230.