CCM14110 - Closing the Enquiry: Certificate of Full Disclosure (CFD)

Before you inform the claimant of your conclusions or amend the award you should try to obtain a certificate of full disclosure (MS163), see CCM21370. There is no statutory authority for such a request but if the claim has been incorrect or there has been a failure to notify a notifiable change of circumstances, it is reasonable to ask for written assurance that all matters relevant to the enquiry have been disclosed.

We do not ask claimants to sign a certificate of full disclosure where the claim is found to be correct. The only other occasion where you do not need to seek such a certificate is where, although there is an incorrect claim, it would have been worked as a discrepancy enquiry if the amount involved and full facts had been known when the enquiry was opened. See the discrepancy chapter CCM7000.

For more details on obtaining a certificate of full disclosure see CCM8340.