CG64485 - Two or more residences: right of nomination


If an individual has two or more residences within Section 222 he or she has the right under TCGA92/S222 (5) to nominate which of these residences is to be treated as his or her main residence for any period. The main residence will attract relief for that period. See

  • CG64427+ for the meaning of residence
  • CG64470+ which explains when a residence is within Section 222.

TCGA92/S222 (5)

Section 222(5) gives an individual the right to choose between two or more residences. So it follows that a property must be in use as a residence of that individual before a nomination can be valid. A nomination cannot be used to convert a dwelling house which is not being used as a residence into a residence for the purpose of obtaining relief.

In certain circumstances the legislation treats a dwelling house which is not a residence as if it were a residence for a particular period. See CG64477-CG64478. In these circumstances the right of nomination applies in the same way as if the dwelling house were actually a residence.

An individual is not obliged to nominate the dwelling house which is factually his or her main residence as the residence which is to attract relief. If the individual has more than one residence the relative extent to which each is occupied as a residence is not a material factor.

This contrasts with the position for mortgage interest relief where the question of whether the property in respect of which interest is paid is the only or main residence is a question of fact. It is possible for an individual to obtain mortgage interest relief on one residence, which is factually his or her main residence, but to nominate a different residence to obtain relief from Capital Gains Tax.