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Reporting changes that might affect your tax

A change to your income or circumstances may affect how much Income Tax you have to pay. It's important to let your Tax Office know about any changes right away so that they can work out whether you need to pay extra or less tax. By contacting your Tax Office early you can avoid paying too much tax or owing tax at the end of the year.

Changes you must tell us about

You'll need to tell your Tax Office if you:

  • get married or form a civil partnership
  • start getting a second income
  • become - or stop being - self-employed
  • start or stop getting company benefits - like a company car or medical insurance
  • start getting a company or personal pension
  • start getting the State Pension or other taxable benefits

You'll also have to let your Tax Office know if other income that you get - like savings or rental income - increases or reduces.

All these things and more can affect the amount of Income Tax that you have to pay.

Find the contact details for your Tax Office

Marriage or civil partnership where one partner was born before 6 April 1935

Tell your Tax Office if you get married or form a civil partnership and at least one partner was born before 6 April 1935 - you may be eligible for the Married Couple's Allowance if you pay tax.

If you get divorced or your civil partnership dissolves or you separate and you were getting the Married Couple's Allowance you will no longer be eligible so you need to let your Tax Office know.

Find the contact details for your Tax Office

Find out about Married Couple's Allowance

Death of a spouse or civil partner

If your husband, wife or civil partner dies you need to contact your Tax Office if either of the following applies:

  • you are claiming Married Couple's Allowance
  • either of you claims Blind Person's Allowance and some or all of this was transferred to the other spouse or civil partner

Find the contact details for your Tax Office

Read more about Blind Person's Allowance

Starting/stopping self-employment

You must tell HM Revenue & Customs (HMRC) that you're self-employed within three months of starting or they may charge a £100 penalty.

Find out about tax for the self-employed and how to register

If you stop being self-employed let your Tax Office know as soon as possible.

Find the contact details for your Tax Office

Starting/stopping to receive company benefits

If you start to get taxable company benefits you should tell your Tax Office right away so that you don't get a large tax bill at the end of the year. Employers don't have to tell HMRC about any company benefits you get until the end of the tax year, unless it's a company car. Your Tax Office will adjust your code number and start collecting all or some of the extra tax sooner.

You should also tell your Tax Office if you stop getting taxable company benefits. They can change your tax code and make sure you don't pay too much tax.

Find the contact details for your Tax Office

Read more about company benefits and your tax code

Starting to receive the State Pension

When you reach State Pension age you don't automatically stop paying Income Tax but your tax bill may go down. You need to tell your Tax Office - in advance if possible - when you retire so you don't pay too much tax. They'll want to know:

  • your date of birth so that they can give you your correct allowances
  • how much your State Pension is and the date you'll start getting it
  • your total expected income for the tax year in which you will first draw your pension

Find the contact details for your Tax Office

More about tax on your State Pension

Starting/stopping state benefits

If you start or stop getting state benefits it may affect your tax bill. The sooner you get in touch with your Tax Office, the sooner we can adjust your tax code to make sure you always pay what's due.

Find the contact details for your Tax Office

How to report changes to your income

If you're on PAYE (Pay As You Earn) but don't normally complete a Self Assessment tax return

Let your Tax Office know about changes to income - even if you've received the income outside your job or pension and it's not dealt with through PAYE, for example rental income.

HMRC may be able to change your tax code so that you pay the right amount of tax. If they do this you'll get a PAYE Coding Notice explaining the changes to your code.

In some cases they may ask you to complete a tax return and pay any extra tax through Self Assessment.

If your taxable income has gone down you may be due a refund.

Find the contact details for your Tax Office

Understanding your PAYE Coding Notice

Find out more about other income taxed through your tax code

If you don't normally complete a tax return and you're not on PAYE

If an increase in income takes your taxable income above your Personal Allowance and any Blind Person's Allowance you're entitled to you must contact your Tax Office.

You may need to complete a tax return and pay any tax you owe through Self Assessment.

Find the contact details for your Tax Office

Find out about Personal Allowances

Find out about Blind Person's Allowance

If you already complete a tax return

If you have or expect a significant decrease in income you can let your Tax Office know right away - they may be able to adjust your 'payments on account' to reflect the revised amount.

Find the contact details for your Tax Office

Learn more about the ways you can pay Income Tax

More useful links

Find out how to get a tax refund

What to do if you think your tax code is wrong

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